Financial Independence Insurance limited operates under a Full Class 2 Financial Provider Licence,
FSP # 38824, trading as Financial Independence.
What we do to create an insurance plan.
Financial Independence is a specialist insurance broking business. We work for our clients to provide quality advice and obtain the best insurance solutions for their needs. We work with a wide range of insurers in negotiating terms of coverage and provide full services from recommendations on coverage through claims assistance. Financial Independence employs advisers who can provide full advice about products and levels of coverage that suit a specific situation. By collecting information such as detail about your business and its activities, your previous claims, and history, they can provide advice around the risks that you may have an insurable exposure to. Having sufficient information ensures that we can provide the best advice.
Insurable risks – What we can cover.
Our insurance advisers work on insuring the risks to your business and personal assets. Some of the areas that you may have insurable exposures include, but are not limited to:
House or rental property
Cars, caravans, boats, jet skis
Fees, conflicts of interest, and incentives
Financial Independence Insurance Limited charges a fee of $60+GST on each commercial and $35+GST on each domestic insurance invoice where premiums are payable unless a different fee is specifically disclosed. The advisers at Financial Independence receive a salary without commission or bonuses. Financial Independence Insurance Limited will receive commission from the insurers where the business is placed. It is possible that on occasion an insurer may bring morning tea, have lunch with us or send a hamper at Christmas.
Our Duty to you.
For each insurer and insurance agency listed on the following page, we earn between 5% & 25% commission on premiums paid. This is an indication of commission that will be received, a more accurate figure will be provided when advice is given.
Insurer Selection mythology.
When choosing the right insurer for you we consider:
Extensive in-house research
Service and a strong working relationship with the provider
Our Insurance Advisers:
Benjamin Samuel Ruthe Joyce Norma McInally
FSP # 83101 FSP # 621189
Phone: 027 452 8561 Phone: 07 557 8306
Yvette Louise Thomas Stephen David Rogers
FSP # 673471 FSP # 98144
Telephone 07 0212461215 Phone: 07 557 8303
Dom William Harrison Judith Dorothy Stowe
FSP # 254485 FSP # 550506
Phone 027 211 2359 Phone 07 557 8307