Level Premiums

We talk a lot with our clients about choosing an insurance plan that will last the test of time so it can be there when they need it. Levelling premiums mean that the premium is a fixed price, that is initially higher, but doesn’t increase annually and remains the same until the policy ends.

This option can make a significant difference to ongoing affordability if it is taken up at the right time for you. When is the right time?


The best way to find out is to chat with an adviser.


Benefits of Level Premiums:

  • Security – you know in advance what your premiums will be so you know you can afford them in the future.

  • Long-term cost saving, because your premiums stay the same instead of rising steadily as normal stepped premiums do

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