Professional indemnity insurance provides protection for businesses and professional persons in respect of legal liability arising from the conduct of their practice or business. Insured parties can be covered for their own negligence, or the negligence of employees, previous owners, or any person, partner or company acting on their behalf.

Some policies may include cover for:

•  Liability arising from a previous business or occupation

•  Loss of documents

•  Breach of confidentiality

•  Automatic reinstatement of policy limits

•  Liability or loss through dishonesty by employees