Simple Steps to getting insured

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First up choose an adviser and arrange a catch up with them. Your adviser will ask you all kinds of questions - it's important to chat honestly and openly, so you'll end up with the right insurance policy for you. If anything's unclear, just ask!

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Your adviser will then go and do research across the insurers and design a plan that suits you. Taking into account your objectives and goals, your budget and even your health.

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The adviser will then give you advice based on the information you have given along with a price based on your gender, age, occupation, and smoking status.

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Any additional risk to the insurer is assessed in the next stages, particularly step 3.