ANDO Specified Items– Maximum Cover Per Event

Unless otherwise noted on your policy schedule, the maximum cover per event for specific items is listed below.

​

 Art & Ornaments

• Single item (painting, picture, ornament, or artwork): $100,000

• All items combined: $250,000

Bicycles & E-Bikes

• Single bicycle: $5,000

💬 E-bikes: $10,000

Cameras

• Single camera (film, video, or digital), including standard lens or accessory: $5,000

Collections

• Single collection (coins, stamps, cards, medals, etc.): $5,000

Jewellery & Watches

• Single item: $5,000

• All unspecified items combined (not noted on the schedule): $50,000

Money & Vouchers

• All money, cashable vouchers, bullion, unset stones, credit cards, and non-collection stamps: $1,000 NZD

Remotely Piloted Aircraft (e.g. drones)

• Per item: $3,000

Parts & Accessories

• Combined limit (for watercraft, vehicles, motorcycles, scooters, trailers, caravans, aircraft, etc.): $3,000
  (Excludes remotely piloted aircraft)

Watercraft

• Single watercraft item: $3,000

Important Reminders

• Please review our policy summaries, especially the claim excesses that apply.

• Ensure the sums insured reflect your needs — these represent the maximum payable at cla im time.